Credit Score Check
Have you found your perfect lease online but are unsure whether you are eligible? Sign up to a no-obligation trial with UK Credit Ratings for an instant credit report.
Get your Free Credit Report now * * 14 day trial
* This service is available from our Partner UKCreditRatings as a 14 Day Trial.
Weekly credit report updates to help get your finances in great shape, and to help you monitor your score.
Understand, utilise and review your credit report to help improve your credit score.
Gather insights into how your financial activities affect your credit score.
Why Should I Check My Credit Report?
At Britannia Car Leasing, we have to perform a mandatory credit check as part of our responsibilities. We have partnered with UK Credit Ratings to help you check, improve, and monitor your credit score.
We consider your circumstances when you apply for a lease car from us, with our credit reports, we can best position your application to help source you the best lease agreement to suit your individual requirements.
All lenders will run a credit check to consider your circumstances before deciding on your application. A good credit score means you are more likely to be accepted, it also gives us the power to support your application across a number of carefully selected finance companies.
As an FCA regulated and responsible broker, it is necessary to perform credit checks. They are designed to protect everyone involved, including you.
I Am Unsure If I have Bad Credit
Before committing to a lease, it is important to check your credit score. With our partnership with UK Credit Ratings, you can check whether you have bad credit before signing up to an agreement or risk being declined for future finance.
We can help you check your credit rating, including any errors that may be on your report and dispute any mistakes online.
If you need help improving your score, UK Credit Ratings will teach you how to improve your credit score and become a better borrower.
Improve Your Chances to be Accepted For Finance
You can join thousands of happy customers and increase your chances of being accepted for vehicle leasing today. UKCreditRatings work with customers to help them understand their data held on their credit report. Their friendly straight-talking experts provide clear information to demystify the mechanics of credit scoring, so you take the first step to a brighter financial future.
Did You Know 1 in 3 UK Credit Reports Containing An Error?
These errors can prevent you from being accepted for finance, so it’s important to make sure your report is correct and up to date, as this can help you get the best deals on the market. If you're unsure how to dispute errors in the portal, you can speak with a UKCreditRatings agent via live chat or over the telephone.
Customer Benefits
Full credit report & history
View the same as the lenders see! Make sure your credit information is correct and maximise your chance of success with a healthy credit file.
Unique dispute function
It’s never been easier to update your credit report! File a dispute online, via live chat or speak to your credit agent on the phone.
Most accurate real time data
Updated daily, access your most up to date credit report! Receive live alerts every time your credit score changes.
Live chat & freephone
Speak with dedicated credit agents and get tips on how to improve your credit score and get the best finance deals on the market.
Other Benefits of using UKCreditRatings
Unique Credit Improvement Recommendations
It’s quick and easy to see positive and negative impacts on your credit score. We deliver dynamic credit improvement suggestions to customers depending on their current financial circumstances.
Free Dark Web Monitoring
We scan the internet to check if your details are at risk, or if they have been freely listed on the dark web for fraudsters to use. This usually happens when other companies have been hacked by fraudsters.
We monitor your data to keep your identity and personal information safe and protected from fraudsters. If we find a breach we inform you to take action immediately.
Thin File Assist
Step by step guidance on how to build a thin file into a full credit file. Other providers just give you blanket information on how to get a credit score - they will not assist you in the right direction to build one.
Exclusive Perks & Discounts
Once you open your credit report, you can activate the perk portal to reduce your month expenditure on high street brands, national attractions, and day to day shopping.